These Terms and Conditions govern your use of the Conclusive Insurance Quotes website and services. By accessing or using Conclusive Insurance Quotes, you agree to comply with these Terms and Conditions.
1.1 Eligibility: You must be at least 18 years old and capable of forming a binding contract to use Conclusive Insurance Quotes. By accessing or using our services, you represent and warrant that you meet these eligibility requirements.
1.2 Registration: Some features of Conclusive Insurance Quotes may require you to create an account. You agree to provide accurate, current, and complete information during the registration process.
1.3 Prohibited Activities: You agree not to engage in any activity that may interfere with or disrupt the functioning of Conclusive Insurance Quotes or compromise its security.
2.1 Ownership: All content, materials, and intellectual property rights on Conclusive Insurance Quotes are owned by or licensed to us. You may not use, reproduce, distribute, or modify any content without our prior written consent.
2.2 User Content: By submitting any content to Conclusive Insurance Quotes, you grant us a worldwide, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any medium.
3.1 Privacy Policy: Your use of Conclusive Insurance Quotes is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information.
4.1 Lead Generation: Conclusive Insurance Quotes is a marketing and lead generation organization. We do not sell, underwrite, or enroll consumers in insurance plans directly. Information submitted through our forms may be shared with licensed insurance agencies listed on our Marketing Partners page.
5.1 Consent to Be Contacted: By submitting any form on this site, you represent that you are 18 years of age or older and give your electronic signature and express written consent, under the Telephone Consumer Protection Act (TCPA), for Conclusive Insurance Quotes and its current licensed agency partners (listed on our Marketing Partners page) to contact you at the phone number and email address you provide, including wireless numbers, by telephone calls (including calls made using an automatic telephone dialing system or an artificial or prerecorded voice), text message (SMS/MMS; message and data rates may apply; message frequency varies), and email.
5.2 Do Not Call Registry: This consent applies even if the phone number you provide is listed on a federal or state Do Not Call Registry.
5.3 Not a Condition of Purchase: Your consent under this Section 5 is not required as a condition of purchasing any goods or services from Conclusive Insurance Quotes or any agency partner.
5.4 Call Recording: Calls and text messages may be recorded or monitored for quality assurance, training, and compliance purposes.
5.5 Revoking Consent: You may revoke your consent at any time by replying STOP to any text message you receive, by emailing info@conclusiveinsurancequotes.online, or by telling any agent who contacts you that you wish to be placed on their organization's internal Do-Not-Call list. See our Privacy Policy for further detail on how to opt out.
6.1 TPMO Status: For content and forms relating to Medicare Advantage or Medicare Part D plans, Conclusive Insurance Quotes and its licensed agency partners act as Third-Party Marketing Organizations (TPMOs) as defined by the Centers for Medicare & Medicaid Services (CMS), and intend to comply with the CMS Medicare Communications and Marketing Guidelines applicable to TPMOs.
6.2 No Government Affiliation: Conclusive Insurance Quotes is a private organization and is not affiliated with, endorsed by, or connected to the U.S. Government, CMS, or the federal Medicare program.
6.3 Full Disclosures: The full set of required Medicare disclosures — including our TPMO disclaimer, agency contracting and multi-plan statement, enrollment period information, and instructions for filing a complaint with Medicare — are posted on our Medicare page and are incorporated into these Terms by reference.
7.1 No Warranty: Conclusive Insurance Quotes is provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted or error-free.
8.1 Exclusion of Damages: In no event shall Conclusive Insurance Quotes, its affiliates, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages.
9.1 Indemnity: You agree to indemnify and hold harmless Conclusive Insurance Quotes and its affiliates from any claims, losses, liabilities, damages, expenses, or costs arising out of or related to your use of our services or violation of these Terms.
10.1 Governing Law: These Terms and Conditions shall be governed by and construed in accordance with applicable laws.
10.2 Dispute Resolution: Any dispute arising out of or relating to these Terms shall be resolved exclusively in the applicable courts, and you consent to the jurisdiction and venue of such courts.
11.1 Modification: We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of Conclusive Insurance Quotes after any changes constitutes your acceptance of the revised terms.
Last updated on: 9/16/2026